:root {
  --navy: #06194f;
  --blue: #0a2b83;
  --blue-2: #1747bd;
  --blue-soft: #edf3ff;
  --red: #ed1c24;
  --red-dark: #b70f16;
  --red-soft: #fff0f1;
  --gold: #e7ad20;
  --ink: #14213d;
  --muted: #5c6880;
  --line: #dfe5ef;
  --paper: #ffffff;
  --soft: #f5f7fb;
  --shadow: 0 24px 65px rgba(6, 25, 79, 0.13);
  --shadow-sm: 0 12px 30px rgba(6, 25, 79, 0.08);
  --radius: 24px;
  --radius-sm: 15px;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "Segoe UI", Arial, sans-serif;
  line-height: 1.68;
}
img {
  display: block;
  max-width: 100%;
  height: auto;
}
a {
  color: var(--blue-2);
  text-decoration: none;
}
a:hover {
  text-decoration: underline;
}
.container {
  width: min(1180px, calc(100% - 40px));
  margin: auto;
}
.skip-link {
  position: absolute;
  left: -9999px;
  top: 10px;
  z-index: 1000;
  background: #fff;
  color: var(--navy);
  padding: 10px 14px;
  border-radius: 8px;
}
.skip-link:focus {
  left: 10px;
}
.topbar {
  background: var(--navy);
  color: #dbe5ff;
  font-size: 13px;
}
.topbar-inner {
  min-height: 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.topbar strong {
  color: #fff;
}
.site-header {
  position: sticky;
  top: 0;
  z-index: 80;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  min-height: 82px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-right: auto;
  color: var(--navy);
  text-decoration: none !important;
}
.brand img {
  width: 62px;
  max-width: 62px;
}
.brand-copy {
  padding-left: 0;
  border-left: 0;
  line-height: 1.08;
}
.brand-copy b {
  display: block;
  font-size: 17px;
  line-height: 1.02;
}
.brand-copy b span {
  display: block;
}
.brand-copy small {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-size: 11px;
}
.main-nav ul {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
  padding: 0;
  margin: 0;
}
.main-nav a {
  position: relative;
  display: block;
  padding: 12px 13px;
  color: var(--navy);
  font-size: 14px;
  font-weight: 800;
  border-radius: 10px;
  transition:
    background 0.2s ease,
    color 0.2s ease;
}
.main-nav a:hover,
.main-nav a[aria-current="page"] {
  background: var(--blue-soft);
  color: var(--blue-2);
  text-decoration: none;
}
.main-nav a[aria-current="page"]:after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 5px;
  height: 3px;
  border-radius: 999px;
  background: var(--red);
}
.nav-toggle {
  display: none;
  border: 0;
  border-radius: 10px;
  background: var(--navy);
  color: #fff;
  padding: 10px 14px;
  font-weight: 800;
}
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(120deg, #f8fbff 0%, #eaf3ff 55%, #fff4f4 100%);
  padding: 78px 0 76px;
}
.hero:after {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  right: -210px;
  bottom: -210px;
  background: rgba(237, 28, 36, 0.09);
}
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.06fr 0.94fr;
  gap: 58px;
  align-items: center;
}
.eyebrow,
.kicker {
  display: inline-block;
  color: var(--red);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.hero h1,
.page-hero h1 {
  margin: 10px 0 20px;
  color: var(--navy);
  font-size: clamp(45px, 6.1vw, 78px);
  line-height: 1.03;
  letter-spacing: -0.045em;
}
.hero .lead {
  font-size: 21px;
  line-height: 1.55;
  color: #293a5e;
}
.hero p {
  font-size: 17px;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 11px 19px;
  border-radius: 11px;
  border: 2px solid transparent;
  font-weight: 850;
  text-decoration: none !important;
}
.btn-primary {
  background: var(--blue-2);
  color: #fff;
}
.btn-red {
  background: var(--red);
  color: #fff;
}
.btn-outline {
  background: #fff;
  color: var(--blue-2);
  border-color: var(--blue-2);
}
.hero-media {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 14px;
}
.hero-photo {
  border-radius: 30px;
  box-shadow: var(--shadow);
  width: 100%;
  height: 410px;
  object-fit: cover;
}
.hero-logo-card {
  position: static;
  width: min(290px, 78%);
  background: #fff;
  padding: 12px 14px;
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
}
.hero-logo-card img {
  width: 145px;
  margin-bottom: 6px;
}
.hero-logo-card p {
  margin: 0;
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.5;
}
.trust-strip {
  background: var(--navy);
  color: #fff;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: rgba(255, 255, 255, 0.12);
}
.trust-item {
  padding: 24px 22px;
  background: var(--navy);
}
.trust-item b {
  display: block;
  font-size: 17px;
}
.trust-item span {
  display: block;
  margin-top: 5px;
  color: #d8e3ff;
  font-size: 13px;
}
.section {
  padding: 84px 0;
}
.section-soft {
  background: var(--soft);
}
.section-blue {
  background: linear-gradient(135deg, var(--navy), var(--blue-2));
  color: #fff;
}
.section-red {
  background: linear-gradient(135deg, #fff7f7, #ffe9eb);
}
.section-heading {
  max-width: 860px;
  margin: 0 auto 42px;
  text-align: center;
}
.section-heading.left {
  text-align: left;
  margin-left: 0;
}
.section h2,
.page-content h2 {
  margin: 7px 0 18px;
  color: var(--navy);
  font-size: clamp(29px, 3.5vw, 44px);
  line-height: 1.14;
  letter-spacing: -0.027em;
}
.section h3,
.page-content h3 {
  color: var(--navy);
  font-size: 22px;
  line-height: 1.25;
}
.section-heading p {
  color: var(--muted);
  font-size: 18px;
}
.section-blue h2,
.section-blue h3,
.section-blue b {
  color: #fff;
}
.section-blue p,
.section-blue li {
  color: #dce6ff;
}
.content-prose {
  max-width: 930px;
  margin: auto;
}
.content-prose p,
.page-content p,
.page-content li {
  font-size: 17px;
}
.content-prose p {
  margin: 0 0 18px;
}
.cards-2,
.cards-3,
.cards-4,
.cards-5 {
  display: grid;
  gap: 20px;
}
.cards-2 {
  grid-template-columns: repeat(2, 1fr);
}
.cards-3 {
  grid-template-columns: repeat(3, 1fr);
}
.cards-4 {
  grid-template-columns: repeat(4, 1fr);
}
.cards-5 {
  grid-template-columns: repeat(5, 1fr);
}
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 27px;
  box-shadow: var(--shadow-sm);
}
.card.red {
  border-top: 5px solid var(--red);
}
.card.blue {
  border-top: 5px solid var(--blue-2);
}
.card.gold {
  border-top: 5px solid var(--gold);
}
.card h3 {
  margin: 0 0 10px;
}
.card p {
  margin: 0 0 12px;
}
.card ul {
  margin: 14px 0 0;
  padding-left: 20px;
}
.icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 18px;
  border-radius: 14px;
  background: var(--blue-soft);
  color: var(--blue-2);
  font-weight: 900;
  font-size: 20px;
}
.red .icon {
  background: var(--red-soft);
  color: var(--red);
}
.media-split {
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: 48px;
  align-items: center;
}
.media-split.reverse {
  grid-template-columns: 0.93fr 1.07fr;
}
.media-card {
  position: relative;
  padding: 13px;
  background: #fff;
  border-radius: 27px;
  box-shadow: var(--shadow);
}
.media-card img {
  width: 100%;
  border-radius: 18px;
  object-fit: cover;
}
.media-card.brand-photo img {
  display: block;
  height: auto;
  aspect-ratio: 1200/719;
  object-fit: contain;
  background: #fff;
}
.media-card.tall img {
  height: 420px;
}
.callout {
  margin-top: 26px;
  border-left: 5px solid var(--red);
  background: var(--red-soft);
  padding: 22px 24px;
  border-radius: 0 16px 16px 0;
}
.callout.blue {
  border-color: var(--blue-2);
  background: var(--blue-soft);
}
.pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  margin: 22px 0;
}
.pill {
  display: inline-block;
  padding: 8px 12px;
  border-radius: 999px;
  background: var(--blue-soft);
  color: var(--blue);
  font-size: 13px;
  font-weight: 800;
}
.steps {
  counter-reset: step;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.step {
  counter-increment: step;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 25px;
}
.step:before {
  content: counter(step);
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  margin-bottom: 15px;
  border-radius: 50%;
  background: var(--blue-2);
  color: #fff;
  font-weight: 900;
}
.table-wrap {
  overflow: auto;
  border: 1px solid var(--line);
  border-radius: 18px;
}
.data-table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
}
.data-table th,
.data-table td {
  padding: 16px 18px;
  text-align: left;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}
.data-table th {
  background: var(--blue-soft);
  color: var(--navy);
}
.quote-band {
  padding: 48px 0;
  background: var(--navy);
  color: #fff;
}
.quote-band .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.quote-band strong {
  font-size: 25px;
}
.quote-band span {
  display: block;
  color: #dce6ff;
}
.page-hero {
  padding: 65px 0;
  background: linear-gradient(120deg, #f7faff, #eaf1ff);
}
.page-hero.red {
  background: linear-gradient(120deg, #fff8f8, #ffe9eb);
}
.page-hero p {
  max-width: 900px;
  font-size: 19px;
  color: #394966;
}
.breadcrumbs {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  color: var(--muted);
  font-size: 13px;
}
.breadcrumbs a {
  font-weight: 700;
}
.page-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 270px;
  gap: 52px;
  padding-top: 66px;
  padding-bottom: 90px;
}
.page-content section {
  margin-bottom: 52px;
}
.page-content h2 {
  font-size: 34px;
  margin-top: 42px;
}
.page-content h3 {
  margin-top: 30px;
}
.page-content ul {
  padding-left: 22px;
}
.side-nav {
  position: sticky;
  top: 112px;
  align-self: start;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #f8faff;
  padding: 22px;
}
.side-nav h2 {
  font-size: 18px;
  margin: 0 0 12px;
}
.side-nav a {
  display: block;
  padding: 9px 0;
  border-bottom: 1px solid var(--line);
  font-weight: 750;
  font-size: 14px;
}
.faq-wrap {
  max-width: 990px;
  margin: auto;
  padding: 60px 0 86px;
}
.faq-category {
  margin: 0 0 42px;
}
.faq-category > h2 {
  font-size: 30px;
  margin-bottom: 18px;
}
.faq-item {
  margin: 11px 0;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  border: 0;
  background: #fff;
  color: var(--navy);
  padding: 18px 54px 18px 20px;
  text-align: left;
  font: inherit;
  font-size: 18px;
  line-height: 1.35;
  font-weight: 800;
  cursor: pointer;
  position: relative;
}
.faq-question:after {
  content: "+";
  position: absolute;
  right: 20px;
  top: 11px;
  font-size: 27px;
  font-weight: 500;
}
.faq-question[aria-expanded="true"]:after {
  content: "−";
}
.faq-answer {
  padding: 0 20px 20px;
}
.faq-answer p {
  margin: 0;
  font-size: 16px;
}
.legal {
  max-width: 930px;
  margin: auto;
  padding: 60px 0 90px;
}
.legal h2 {
  font-size: 30px;
  margin-top: 42px;
}
.legal p,
.legal li {
  font-size: 17px;
}
.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin: 30px 0;
}
.contact-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 26px;
}
.site-footer {
  background: linear-gradient(180deg, #04123c 0%, #03103a 100%);
  color: #dce5ff;
}
.footer-main {
  display: grid;
  grid-template-columns: 1.3fr 0.95fr 0.9fr 1.15fr;
  gap: 28px;
  padding: 38px 0 24px;
}
.footer-brand {
  padding-right: 8px;
}
.footer-brand-link {
  display: inline-block;
  margin-bottom: 8px;
}
.footer-brand img {
  width: 56px;
  max-width: 56px;
  background: none;
  border-radius: 0;
  padding: 0;
}
.footer-summary {
  margin: 0 0 10px;
  font-size: 13px;
  line-height: 1.6;
  color: #f2f6ff;
}
.independent-note {
  max-width: 370px;
  margin: 0;
  color: #c7d3ef;
  font-size: 12.5px;
  line-height: 1.65;
}
.source-note {
  margin: 28px 0 0;
  padding: 14px 16px;
  border-left: 4px solid var(--red);
  border-radius: 0 10px 10px 0;
  background: var(--blue-soft);
  color: var(--ink);
  font-size: 14px;
  line-height: 1.6;
}
.source-note a {
  font-weight: 750;
}
.footer-column h2,
.site-footer h2 {
  position: relative;
  font-size: 15px;
  color: #fff;
  margin: 0 0 14px;
  padding-bottom: 9px;
}
.footer-column h2:after,
.site-footer h2:after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 42px;
  height: 2px;
  border-radius: 999px;
  background: var(--red);
}
.site-footer ul {
  list-style: none;
  margin: 0;
  padding: 0;
}
.site-footer li {
  margin: 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.site-footer li:last-child {
  border-bottom: 0;
}
.site-footer a {
  display: block;
  padding: 7px 0;
  color: #dce5ff;
  font-size: 13px;
  text-decoration: none;
}
.site-footer a:hover {
  color: #fff;
  text-decoration: none;
}
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  padding: 16px 0 20px;
}
.footer-bottom-copy {
  max-width: 760px;
}
.footer-bottom-copy p {
  margin: 0 0 5px;
  font-size: 12.5px;
  line-height: 1.55;
  color: #e7eeff;
}
.footer-bottom-copy p:last-child {
  margin-bottom: 0;
  color: #c8d4ef;
}
.footer-keywords {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 15px;
  border: 1px solid rgba(237, 28, 36, 0.75);
  border-radius: 12px;
  background: rgba(8, 25, 76, 0.45);
  color: #fff;
  font-size: 12.5px;
  font-weight: 700;
  text-align: center;
  white-space: nowrap;
}
.term-variant {
  font-weight: 900;
  color: var(--blue-2);
}
@media (max-width: 1080px) {
  .nav-toggle {
    display: block;
  }
  .main-nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 82px;
    background: #fff;
    border-bottom: 1px solid var(--line);
    padding: 15px 20px;
  }
  .main-nav.open {
    display: block;
  }
  .main-nav ul {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
  }
  .brand-copy {
    display: none;
  }
  .hero-grid,
  .media-split,
  .media-split.reverse {
    grid-template-columns: 1fr;
  }
  .hero-media {
    max-width: 760px;
  }
  .cards-4,
  .cards-5 {
    grid-template-columns: repeat(2, 1fr);
  }
  .cards-3 {
    grid-template-columns: repeat(2, 1fr);
  }
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }
  .page-layout {
    grid-template-columns: 1fr;
  }
  .side-nav {
    position: static;
    order: -1;
  }
  .footer-main {
    grid-template-columns: repeat(2, 1fr);
  }
  .footer-brand {
    grid-column: 1/-1;
  }
  .footer-bottom {
    flex-direction: column;
  }
  .footer-keywords {
    align-self: flex-start;
    white-space: normal;
  }
}
@media (max-width: 680px) {
  .container {
    width: min(100% - 26px, 1180px);
  }
  .topbar-inner {
    min-height: 42px;
  }
  .topbar-inner span:last-child {
    display: none;
  }
  .header-inner {
    min-height: 72px;
  }
  .brand img {
    width: 62px;
  }
  .main-nav {
    top: 72px;
  }
  .main-nav ul {
    grid-template-columns: 1fr;
  }
  .hero {
    padding: 50px 0 60px;
  }
  .hero h1,
  .page-hero h1 {
    font-size: 42px;
  }
  .hero-photo {
    height: 290px;
  }
  .hero-media {
    align-items: center;
  }
  .hero-logo-card {
    position: static;
    margin: 0;
    width: min(290px, 92%);
  }
  .hero-actions {
    display: grid;
  }
  .btn {
    width: 100%;
  }
  .trust-grid,
  .cards-2,
  .cards-3,
  .cards-4,
  .cards-5,
  .steps,
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .section {
    padding: 60px 0;
  }
  .media-card.tall img {
    height: 300px;
  }
  .quote-band .container {
    display: block;
  }
  .page-layout {
    padding-top: 42px;
    padding-bottom: 60px;
  }
  .page-content h2 {
    font-size: 29px;
  }
  .faq-wrap,
  .legal {
    padding-top: 42px;
    padding-bottom: 62px;
  }
  .faq-category > h2 {
    font-size: 27px;
  }
  .faq-question {
    font-size: 17px;
  }
  .footer-main {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .footer-bottom {
    display: block;
  }
  .footer-keywords {
    display: flex;
    white-space: normal;
  }
  .footer-bottom-copy p {
    font-size: 13px;
  }
}

.faq-hero {
  background: linear-gradient(120deg, #f7faff, #edf3ff 60%, #fff3f4);
}
.home-faq {
  background: linear-gradient(180deg, #fff 0%, #f6f9ff 100%);
}
.home-faq-list {
  max-width: 940px;
  margin: auto;
}
.home-faq-action {
  display: flex;
  justify-content: center;
  margin-top: 28px;
}
.faq-quick-nav {
  margin: 0 0 46px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.faq-quick-nav strong {
  display: block;
  margin-bottom: 14px;
  color: var(--navy);
  font-size: 18px;
}
.faq-quick-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.faq-quick-links a {
  padding: 9px 13px;
  border-radius: 999px;
  background: var(--blue-soft);
  color: var(--blue-2);
  font-size: 13px;
  font-weight: 800;
  text-decoration: none;
}
.faq-category {
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #f9fbff;
}
.faq-category-heading {
  margin-bottom: 18px;
}
.faq-category-heading span {
  color: var(--red);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}
.faq-category-heading h2 {
  margin: 5px 0 4px;
}
.faq-category-heading p {
  margin: 0;
  color: var(--muted);
}
.faq-closing {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  margin-top: 46px;
  padding: 34px;
  border-radius: 24px;
  background: linear-gradient(135deg, #eef5ff, #fff3f4);
}
.faq-closing h2 {
  margin: 6px 0 10px;
  color: var(--navy);
}
.faq-closing p {
  margin: 0;
}
.faq-closing-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  min-width: 380px;
}
.contact-page-layout {
  padding-top: 64px;
  padding-bottom: 88px;
}
.official-phone-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
  margin-top: 24px;
}
.official-phone-card {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.official-phone-card span {
  display: block;
  color: var(--red);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.official-phone-card h3 {
  margin: 7px 0 10px;
  font-size: 28px;
  color: var(--navy);
}
.official-phone-card p {
  margin: 0;
  color: var(--muted);
}
.legal-intro {
  padding: 30px;
  border-left: 5px solid var(--blue-2);
  border-radius: 0 18px 18px 0;
  background: var(--blue-soft);
}
.legal section {
  padding-bottom: 28px;
  border-bottom: 1px solid var(--line);
}
.legal section:last-child {
  border-bottom: 0;
}
.legal h2 {
  color: var(--navy);
}
@media (max-width: 800px) {
  .faq-closing {
    display: block;
  }
  .faq-closing-actions {
    min-width: 0;
    margin-top: 20px;
  }
  .official-phone-grid {
    grid-template-columns: 1fr;
  }
}


/* Layout refinement without excess images */
html { scroll-padding-top: 95px; }
.hero { padding: 60px 0 52px; }
.section { padding: 64px 0; }
.section-heading { margin: 0 auto 30px; }
.cards-2, .cards-3, .cards-4, .cards-5 { gap: 16px; }
.card { padding: 22px; border-radius: 22px; }
.callout { margin-top: 20px; padding: 18px 20px; }
.pill-row { margin: 18px 0 0; }
.home .hero.no-media .hero-grid { grid-template-columns: 1fr; gap: 22px; }
.home .hero.no-media .hero-grid > div:first-child { max-width: 980px; }
.home .hero.no-media .lead { max-width: 920px; }
.media-split.text-only { grid-template-columns: 1fr; gap: 24px; }
.media-split.text-only > div:first-child { max-width: 980px; }
.quick-nav-section { padding: 26px 0 12px; background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%); }
.quick-nav-card {
  background: linear-gradient(135deg, #f7faff 0%, #fff7f8 100%);
  border: 1px solid var(--line);
  border-top: 4px solid var(--red);
  border-radius: 22px;
  padding: 24px 26px;
  box-shadow: var(--shadow-sm);
}
.quick-nav-card h2 {
  margin: 8px 0 10px;
  color: var(--navy);
  font-size: clamp(26px, 3vw, 36px);
  line-height: 1.12;
}
.quick-nav-card p { margin: 0; color: var(--muted); font-size: 16px; }
.quick-links { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.quick-links a {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 9px 14px;
  border-radius: 999px;
  border: 1px solid var(--line);
  color: var(--navy);
  font-size: 14px;
  font-weight: 800;
  text-decoration: none !important;
  box-shadow: 0 8px 20px rgba(6, 25, 79, 0.06);
}
.quick-links a:nth-child(odd) { background: var(--blue-soft); }
.quick-links a:nth-child(even) { background: var(--red-soft); }
.quick-links a:hover { text-decoration: none; transform: translateY(-1px); }
.about .page-hero {
  background: linear-gradient(135deg, #f8fbff 0%, #edf4ff 55%, #fff5f6 100%);
}
.about .legal { padding-top: 18px; padding-bottom: 20px; }
.about .legal section { margin-bottom: 34px; }
.about .media-split.text-only { margin-top: 4px; }
.home .data-table { margin-top: 18px; }
@media (max-width: 900px) {
  .hero { padding: 48px 0 42px; }
  .section { padding: 54px 0; }
  .quick-nav-card { padding: 20px; }
  .quick-links a { font-size: 13px; }
}


/* Refinements: compact layout, text-first sections, and compact footer */
body.home-refined .hero {
  padding: 58px 0 46px;
}
body.home-refined .section.section-compact,
body.about-refined .section.section-compact,
body.about-refined .legal > section.section-compact {
  padding: 52px 0;
}
body.home-refined .quote-band {
  padding: 34px 0;
}
body.home-refined .section-heading.section-heading-compact {
  margin-bottom: 28px;
}
.hero-grid.text-only,
.media-split.text-only,
.media-split.reverse.text-only {
  grid-template-columns: 1fr;
  gap: 24px;
}
.hero-grid.text-only {
  max-width: 860px;
}
body.home-refined .trust-grid {
  border-radius: 0 0 18px 18px;
  overflow: hidden;
}
body.home-refined .card,
body.about-refined .card,
body.home-refined .data-table,
body.home-refined .faq-item,
body.home-refined .callout,
body.home-refined .pill-row,
body.about-refined .media-split.text-only {
  box-shadow: 0 10px 28px rgba(6, 25, 79, 0.06);
}
body.home-refined .callout,
body.home-refined .faq-item {
  border-radius: 18px;
}
body.home-refined .accent-soft {
  background: linear-gradient(180deg, rgba(237,28,36,0.03), rgba(10,43,131,0.03));
}
body.home-refined .faq-item {
  border: 1px solid var(--line);
  margin-bottom: 14px;
}
body.home-refined .faq-question {
  padding: 18px 20px;
}
body.home-refined .faq-answer {
  padding: 0 20px 18px;
}
body.home-refined .data-table th {
  background: #eff4ff;
}
body.home-refined .page-hero,
body.about-refined .page-hero {
  border-bottom: 1px solid var(--line);
}
body.about-refined .legal {
  padding-top: 36px;
  padding-bottom: 36px;
}
body.about-refined .legal > section.section-compact {
  margin-bottom: 0;
}
body.about-refined .legal > section + section {
  border-top: 1px solid var(--line);
}
body.about-refined .legal > section {
  padding-top: 28px;
  padding-bottom: 28px;
}
.site-footer.footer-compact {
  background: linear-gradient(180deg, #04123c 0%, #03103a 100%);
}
.site-footer.footer-compact .footer-main {
  grid-template-columns: auto 1fr 1fr 1fr;
  gap: 18px 28px;
  padding: 24px 0 16px;
  align-items: start;
}
.site-footer.footer-compact .footer-brand {
  padding-right: 0;
}
.site-footer.footer-compact .footer-brand-link {
  margin-bottom: 0;
}
.site-footer.footer-compact .footer-column h2,
.site-footer.footer-compact .site-footer h2 {
  margin-bottom: 10px;
  padding-bottom: 8px;
}
.site-footer.footer-compact .site-footer ul {
  margin: 0;
}
.site-footer.footer-compact .site-footer li {
  padding: 9px 0;
}
.site-footer.footer-compact .footer-bottom {
  margin-top: 0;
  padding: 14px 0 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.site-footer.footer-compact .footer-bottom-copy p {
  margin: 0;
  font-size: 14px;
}
.site-footer.footer-compact .footer-keywords {
  margin-top: 0;
  padding: 10px 14px;
  font-size: 13px;
}
@media (max-width: 980px) {
  .site-footer.footer-compact .footer-main {
    grid-template-columns: 1fr 1fr;
    gap: 16px 22px;
  }
}
@media (max-width: 760px) {
  .site-footer.footer-compact .footer-main {
    grid-template-columns: 1fr;
  }
  .site-footer.footer-compact .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}


/* Home collapsible cards */
.home .accordion-grid {
  align-items: start;
}
.home .accordion-card {
  padding: 22px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.home .accordion-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 34px rgba(6, 25, 79, 0.09);
}
.home .accordion-card h3 {
  margin-bottom: 12px;
}
.home .accordion-card details {
  margin-top: 4px;
}
.home .accordion-card summary {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  width: 100%;
  min-height: 42px;
  padding: 10px 38px 10px 13px;
  border: 1px solid #d9e2f2;
  border-radius: 12px;
  background: #f8faff;
  color: var(--blue-2);
  cursor: pointer;
  font-size: 13px;
  font-weight: 850;
  line-height: 1.2;
  list-style: none;
  user-select: none;
}
.home .accordion-card summary::-webkit-details-marker {
  display: none;
}
.home .accordion-card summary::after {
  content: "+";
  position: absolute;
  right: 13px;
  top: 50%;
  transform: translateY(-50%);
  display: grid;
  place-items: center;
  width: 21px;
  height: 21px;
  border-radius: 999px;
  background: #e8efff;
  color: var(--blue-2);
  font-size: 17px;
  font-weight: 900;
}
.home .accordion-card details[open] summary::after {
  content: "−";
}
.home .accordion-card details[open] summary {
  background: #f2f6ff;
  border-color: #bfd0f4;
}
.home .accordion-card.red summary {
  color: var(--red-dark);
  background: #fff8f8;
}
.home .accordion-card.red summary::after {
  background: #ffe9eb;
  color: var(--red);
}
.home .accordion-card.gold summary {
  color: #8a6500;
  background: #fffaf0;
}
.home .accordion-card.gold summary::after {
  background: #fff1c9;
  color: #8a6500;
}
.home .details-close-label {
  display: none;
}
.home details[open] .details-open-label {
  display: none;
}
.home details[open] .details-close-label {
  display: inline;
}
.home .details-content {
  padding: 14px 2px 0;
}
.home .details-content p {
  margin: 0 0 12px;
  color: #33415f;
  font-size: 15px;
  line-height: 1.62;
}
.home .details-content p:last-child {
  margin-bottom: 0;
}
.home #banpara-pj-na-home .section-heading,
.home #presenca-banpara .section-heading {
  max-width: 900px;
}
.home #banpara-pj-na-home .center {
  max-width: 880px;
  margin: 20px auto 0;
}
@media (max-width: 760px) {
  .home .accordion-card {
    padding: 18px;
  }
  .home .accordion-card summary {
    min-height: 44px;
  }
}


/* Endereços e agências Banpara — inclusão informativa 08/08/2026 */
.matrix-address-card {
  margin: 22px 0 26px;
  padding: 22px 24px;
  border: 1px solid var(--line);
  border-left: 5px solid var(--blue-2);
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.matrix-address-card .matrix-label {
  display: block;
  margin-bottom: 5px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.matrix-address-card strong {
  display: block;
  margin-bottom: 6px;
  color: var(--blue-2);
  font-size: 19px;
}
.matrix-address-card address,
.agency-card address {
  font-style: normal;
  color: #33415f;
  line-height: 1.55;
}
.agency-section-title {
  margin: 26px 0 16px;
  font-size: 24px;
}
.agency-home-grid,
.agency-directory-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}
.agency-card {
  padding: 20px;
}
.agency-card h3 {
  margin-bottom: 5px;
  font-size: 18px;
}
.agency-card .agency-number {
  margin: 0 0 8px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
}
.agency-card address {
  font-size: 15px;
}
.agency-source-note {
  margin: 22px 0 0;
  padding: 14px 16px;
  border-radius: 14px;
  background: #f5f8ff;
  color: #4c5871;
  font-size: 14px !important;
  line-height: 1.55;
}
.agency-directory {
  display: grid;
  gap: 14px;
  margin-top: 18px;
}
.agency-region {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
}
.agency-region > summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 17px 20px;
  background: #f8faff;
  color: var(--blue-2);
  cursor: pointer;
  font-weight: 850;
  list-style: none;
}
.agency-region > summary::-webkit-details-marker { display: none; }
.agency-region > summary::after {
  content: "+";
  flex: 0 0 auto;
  font-size: 20px;
  line-height: 1;
}
.agency-region[open] > summary::after { content: "−"; }
.agency-region > summary small {
  margin-left: auto;
  color: var(--muted);
  font-size: 12px;
  font-weight: 700;
}
.agency-region-content {
  padding: 18px;
}
.contact-matrix-card { margin-top: 18px; }
@media (max-width: 760px) {
  .agency-home-grid,
  .agency-directory-grid {
    grid-template-columns: 1fr;
  }
  .agency-region > summary {
    align-items: flex-start;
    flex-wrap: wrap;
  }
  .agency-region > summary small {
    width: 100%;
    margin-left: 0;
  }
}

/* Footer compact correction: keep all desktop columns aligned in one row */
@media (min-width: 1181px) {
  .site-footer.footer-compact .footer-main {
    grid-template-columns: 72px minmax(260px, 1.25fr) repeat(3, minmax(150px, 1fr));
    gap: 18px 24px;
    padding: 18px 0 12px;
  }
  .site-footer.footer-compact .footer-brand img {
    width: 56px;
    max-width: 56px;
  }
  .site-footer.footer-compact .footer-column h2 {
    margin-bottom: 8px;
    padding-bottom: 7px;
    font-size: 14px;
  }
  .site-footer.footer-compact .footer-address p {
    margin: 0 0 6px;
    color: #e7eeff;
    font-size: 13px;
    line-height: 1.5;
  }
  .site-footer.footer-compact .footer-address p:last-child {
    margin-bottom: 0;
  }
  .site-footer.footer-compact li {
    margin: 0;
  }
  .site-footer.footer-compact a {
    padding: 5px 0;
    font-size: 12.5px;
  }
  .site-footer.footer-compact .footer-bottom {
    padding: 11px 0 13px;
  }
  .site-footer.footer-compact .footer-bottom-copy p {
    font-size: 12.5px;
  }
  .site-footer.footer-compact .footer-keywords {
    padding: 8px 12px;
    font-size: 12px;
  }
}

@media (min-width: 981px) and (max-width: 1180px) {
  .site-footer.footer-compact .footer-main {
    grid-template-columns: 72px minmax(250px, 1.2fr) repeat(2, minmax(150px, 1fr));
    gap: 16px 22px;
    padding: 20px 0 14px;
  }
  .site-footer.footer-compact .footer-column:last-child {
    grid-column: 2 / -1;
  }
}